A Retirement Savings Account is a requirement under the Pensions Reform Act 2004. It is the account used to capture information of the contributor as well as the monthly pension contributions of the contributors from all sources- employee, employer, and/or AVCs. It also shows the return on investments over time.

Contributors can access this account via Internet, SMS, telephone etc to check their balances, view last few transactions, request a statement and amend or change details.