Our Investment Philosophy

Our mission is to provide an unrivalled investment management service to our pension fund savers by focusing our efforts in defining and maintaining clear investment policies and strategies that once implemented would give you a clear competitive advantage. Such competitive advantage would be a function of the quality of our investment management team supported by infrastructure focused solely on Pension fund investment management services.

Our Interest

We have no other activities than management and allocation of our Pensioner’s interests and capital.

Our approach

Our approach is to allocate our savers capital for optimal long term growth in a range of carefully selected investments. We look at each investment individually and in-depth by undertaking full fundamental investment analysis. The ability and integrity of the management, the profit, growth and cash flow potential of the business are key factors which we consider when deciding whether or not to invest.

Our Values

In all our activities we shall;

• Be commercial, fair, honest and loyal;
• Respect the needs of our savers, shareholders, our staff and the businesses in which we invest;
• Maintain our integrity and professionalism; and
• Strive for continual improvement and innovation.

Investment Principles & Policy

Sustained success requires skill and consistent application of sound principles and our investment principles can be summed up as follows:

• we know what we own
• we research before we buy, and sell
• price is what we pay, value is what we get
• we invest for the long term
• we blend passive with active management

In the end price is what we pay, value is what we get and our success greatly depends on a combination of hard work, intelligence and honesty.

Investment Strategy

The core of our Pension fund investment vehicles consist of long-term holdings which are considered to be stakes in businesses and the economy, selected on the basis of a 70% bottom-up and 30% top-down research driven approach. There is no ‘black box’ investment system and the selection process is on an asset by asset basis. Investments are made in a broad spectrum of instruments, sectors, industries and companies and in selecting these, the following factors, amongst others are considered:

• overall growth and return prospects
• competitive position in their respective markets
• technology, productivity, research and development
• commitment to increasing shareholder value
• cashflow; and
• corporate governance, to name a few

Our Team

Our investment team is led by Mrs Omolara Sangowawa