EPCOSS Payment

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The Electronic Pension Contribution Collection System (EPCCOS) is a web based self-service pension management system. It is an initiative aimed at driving seamless pension contribution remittances, schedules collection, minimizes reconciliation issues, timely crediting of employee’s RSA, eliminates employers’ burden of multiple schedule generation and enables employers to comply with the contributory pension scheme without any difficulty.

The steps to achieving EPCCOS registration and upload are as follows.

For Registration:

  • Log in to the EPCCOS portal via the internet on https://apps.nibss-plc.com.ng/EPCCOS/
  • Click on Employer Registration
  • Enter Employer’s Code
  • Enter valid email address
  • Click register (Activation mail will be sent to the email address of the registrant, which will be accessed with double click to open up to Employer registration page)
  • The employer’s details are inputted, and click continue
  • The system now request you to create your administrator
  • Enter the system administrator detail
  • Log into the portal by clicking on the location as stated on the portal
  • The Administrator then proceed to create the users
  • The user log in with username and default password as password

For Uploading Files:
After the above steps, schedules can be uploaded in specified file format. For more clarifications, please download the user manual, file specification format and sample schedule format by clicking on download manual on the landing page of EPCCOS and also from our website address


Kenneth Ezugwu

My account officer communicates with me regularly through emails and so far it has been an effective means for me. CrusaderSterling Pensions maintains good relationship… Read more »

Odukoya Olusoji Olumide

Institute Of Chartered Accountants of Nigeria (ICAN)
How I wish another bulk payment of 25% could be made and the monthly pensions reduced further. I wish the company the best in its future endeavours and have no hesitation recommending the company to prospective pensioners. You need to PORT to CrusaderSteerling.

Prof. Alaba Isaac Olugboyega

University of Lagos
CrusaderSterling Pensions limited pays my monthly pensions regularly between the 19th and 21st of every month. Also, my statement of account is sent on request promptly. I also appreciate the annual retiree forums which are held annually to enhance interaction.

Aina Omotayo Aremu

Aina Omotayo Aremu

Investment Department
Proud to be one of the pioneer staff in the organization. I joined at the commencement of business with my first engagement in the Internal Control and Audit.
It has so far been a worthwhile experience through to my present engagement in the Investment Management at the Research Desk.

Ndikanwu Chibuzor

Compliance Department
My Career with CrusaderSterling Pensions has availed me the opportunity to learn a lot about the Pensions and Financial industry; I have also been presented with an opportunity to develop myself through constant learning and development programs.

Alade Olubunmi

Marketing Department
CrusaderSterling Pensions is Professional in their business dealings and have good corporate governance and values. It is a place where Staff are encouraged to take up responsibilities and take ownership of the business in a bid to grow with the Company.

Adebayo Fagbola

Internal Control Department
My Career with CrusaderSterling Pensions Limited began on the 16th of March, 2015. Having previously worked within the pensions industry for eighteen months, I felt it was time to further develop myself with an industry leader; CrusaderSterling Pensions Limited was my first choice.

Adeoye Adewale

Contributions Department
I am fortunate to be one on the pioneering staff of CrusaderSterling Pensions Limited. The atmosphere and environment here was far above my expectations. Aside from learning new skills and developing myself; members of my team are very kind and friendly with a positive mentality.