Pencom Compliance Certificate

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The National Pension Commission (the Commission) has concluded arrangements to commence issuance of annual Certificate of Compliance to all employers that comply with the provisions of the Pension Reform Act, 2014.

This certificate is a mandatory requirements for organizations transacting business with Federal Government Ministries, departments and Agencies.

Employers wishing to collect the Certificate should apply to the Commission and attach the following documents as evidence of compliance:

1.Evidence of remittance of monthly pension contribution(s) to the Retirement Savings Account (RSA) of employees. These should include:
a) Certified list of employees of the organisation.
b) Certified statement of the rate of employer pension contribution and employee pension contribution.
c) Schedule of monthly pension contributions for the last three years
i. Names of the employees,
ii. RSA Personal Identification Number (PIN),
iii.Name of Pension Fund Administrator (PFA),
iv. Amount of monthly employer and employee contributions.
d) Schedule of evidence of remittance of monthly pension contributions to employees
RSA for the last three years
i.Date of payment
ii.Name of PFA,
iii.Name and location of receiving bank,
iv.Payment instruments reference number,
v.Amount paid.
2.Evidence of transfer of all pension assets of any employee
Retirement benefits scheme prior to the commencement of the PRA 2004 to licensed operators.
3.Evidence of valid Group Life Insurance Policy for employees which should include amongst others:
i.Policy Certificate
ii.Policy Document
iii.Schedule of employees covered by the policy
indicating name of employee, total annual emolument, sum assured and premium paid.
Employers are to provide soft copy of all documents relating to items
1 and 2 above
While those relating to item 3 can be submitted in hard copy.

For further inquiries, please contact Compliance and Enforcement Department of the Commission on 09-4603936 or Email:




Kenneth Ezugwu

My account officer communicates with me regularly through emails and so far it has been an effective means for me. CrusaderSterling Pensions maintains good relationship… Read more »

Odukoya Olusoji Olumide

Institute Of Chartered Accountants of Nigeria (ICAN)
How I wish another bulk payment of 25% could be made and the monthly pensions reduced further. I wish the company the best in its future endeavours and have no hesitation recommending the company to prospective pensioners. You need to PORT to CrusaderSteerling.

Prof. Alaba Isaac Olugboyega

University of Lagos
CrusaderSterling Pensions limited pays my monthly pensions regularly between the 19th and 21st of every month. Also, my statement of account is sent on request promptly. I also appreciate the annual retiree forums which are held annually to enhance interaction.

Aina Omotayo Aremu

Aina Omotayo Aremu

Investment Department
Proud to be one of the pioneer staff in the organization. I joined at the commencement of business with my first engagement in the Internal Control and Audit.
It has so far been a worthwhile experience through to my present engagement in the Investment Management at the Research Desk.

Ndikanwu Chibuzor

Compliance Department
My Career with CrusaderSterling Pensions has availed me the opportunity to learn a lot about the Pensions and Financial industry; I have also been presented with an opportunity to develop myself through constant learning and development programs.

Alade Olubunmi

Marketing Department
CrusaderSterling Pensions is Professional in their business dealings and have good corporate governance and values. It is a place where Staff are encouraged to take up responsibilities and take ownership of the business in a bid to grow with the Company.

Adebayo Fagbola

Internal Control Department
My Career with CrusaderSterling Pensions Limited began on the 16th of March, 2015. Having previously worked within the pensions industry for eighteen months, I felt it was time to further develop myself with an industry leader; CrusaderSterling Pensions Limited was my first choice.

Adeoye Adewale

Contributions Department
I am fortunate to be one on the pioneering staff of CrusaderSterling Pensions Limited. The atmosphere and environment here was far above my expectations. Aside from learning new skills and developing myself; members of my team are very kind and friendly with a positive mentality.